Aura provides affordable, credit-building loans to working families in America.

Aura, a Community Development Financial Institution (CDFI), is proud to be a part of the financial technology community, delivering innovative solutions for fairness and financial inclusion.

Most financial institutions see borrowers as simply a credit score. 

At Aura, we see the whole you. 

We see your potential and your dreams, and we will help you get there.  Our borrowers want to make a better life for themselves and their families.  Aura is here to make sure that borrowers have a true partner on their financial journey. 

Aura serves low and middle income communities at risk of being left behind.  

  • We have provided hundreds of thousands of affordable loans since launching in 2014.

  • We are available in over 1,200 locations across California, Texas, Illinois and Arizona. 

  • Over two-thirds of Aura’s customers grow their credit score by an average of 312 points from their first to second loan.

Aura will build on this success by further empowering borrowers, putting them on the road to financial security, and helping them to achieve their dreams.  

Stories From Our Borrowers

Fremont, CA

“Aura’s credit bureau reporting helped increase my score and helped me get a credit card with a fair interest rate.”

Escondido, CA

“After my second Aura loan, I checked my credit score and I noticed that it increased tremendously.”

Ontario, CA

“Aura’s loans are amazing because they provide for the people that are really in need.”

Oakland, CA

“My credit score has gone up significantly since my first Aura loan. Good credit is almost like having a good college degree.”

Join Us

We are hiring! Come join our mission to help make better lives for low-income communities.

Offer Aura Loans

Give your customers access to affordable, credit-building loans and improve your retention and profitability.

Invest in Our Social Bonds

Help our borrowers build good credit and earn attractive, short duration returns paid monthly.