LOANS ARE MADE BY AURA FINANCIAL LLC. CALIFORNIA LOANS MADE BY AURA FINANCIAL LLC PURSUANT TO A CALIFORNIA FINANCING LAW LICENSE. TEXAS LOANS MADE BY AURA FINANCIAL LLC PURSUANT TO A TEXAS REGULATED LENDER LICENSE. ILLINOIS LOANS MADE BY AURA FINANCIAL LLC PURSUANT TO A CONSUMER INSTALLMENT LOAN ACT LICENSE. ARIZONA LOANS MADE BY AURA FINANCIAL LLC PURSUANT TO AN ARIZONA CONSUMER LENDER LICENSE.
Aura loans with a maximum APR of 35.90% are available to qualified customers in certain states on loan amounts starting at $2,000 with loan terms of 18 to 40 months. As an example, a personal loan in Texas of $2,500 (amount financed) repayable in 52 bi-weekly payments of $67 could have an Annual Percentage Rate of 33.15% and a total of payments of about $3,437. Actual APR depends on factors including loan amount, loan term, prior Aura loan history and the state in which the loan is originated. Not available in all states.
* Results will vary and an increase is not guaranteed. Increase dependent on making timely payments on all financial obligations. Aura is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. FICO is a registered trademark of Fair Isaac Corporation.
** Subject to credit approval and processing time by your institution. Once the loan is approved, borrowers opting to receive loan disbursement via ACH are generally funded within one business day. Restrictions may apply.
Eligibility for a loan is not guaranteed and requires that you meet our criteria for credit at the time of application, including the following:
You must reside in one of the states in which we are licensed to offer
You must not currently have another active outstanding loan from Aura;
You must not have applied for another loan from Aura in the last 30 days;
You must be at least 18 years old or have reached the age of majority in your jurisdiction of residence;
You must have an annual income of at least $10,000;
You must meet our minimum ability to repay criteria based on a consideration of your monthly income and expenses; and
You must meet our criteria for creditworthiness based on information in your credit report and other criteria in effect at the time of application.