COVID-19:

Learn how Aura is helping our customers here.

Información sobre los beneficios del gobierno aquí. Las políticas de Aura para ayudar a nuestros clientes aquí.

Aura is here to power your dreams

Aura provides affordable, credit-building loans to working families in America.

Aura loans range from $300 to $4,000

Aura loans are fair, simple, and transparent. Fixed and affordable payments are tied to your paycheck cycle to make it easy for you to get ahead. Use Aura's credit-building loans to buy a home or car, grow a business or pay for unexpected expenses.

What would YOU do with an affordable loan?

Meet Aura

Aura sees your potential and your dreams. We want to help you make a better life for you and your family and see your hard work pay off.

With credit-building loans*, we make it easier for you to build and manage your credit history, with affordable payments and financial resources including free credit scores, budgeting tools, and suggestions for savings.

Everyone deserves a chance. That's fair. That's justice. And, that's why Aura will always fight for you.

Applying for a loan is as simple as 1-2-3

Step number 1

Fill out an application

It usually takes less than 10 minutes to get pre-approved with no impact to your credit.
Step number 2

Get your loan

Once you're approved, receive your money in as little as one business day**.
Step number 3

Build your credit

Improve your credit score when you make payments on time*.

Choose the most convenient way to apply

APPLY ONLINE
Fill out the application anytime, anywhere. Ideal for those comfortable uploading supporting documents on their own. Once approved, your funds will be directly deposited into your bank account**.
FIND A STORE
Get in-person support to fill out your application across one of our 1,200+ locations. Ideal for those who want their funds in cash. You’ll need to bring a photo ID, proof of address, and proof of income.
CALL (888) 481-0306
Call us from your mobile phone to have an Aura agent guide you through the application process. Ideal for those who want real-time support.

Success stories from our borrowers